What: A 100% house loan without needing to pay a 10% deposit to increase house ownership amongst Malaysians. Individuals can apply for up to RM220,000 loan with a maximum repayment of 30 years for individuals, while couples can apply for up to RM400,000 loan with a maximum repayment of 30 years.

Who: Malaysians aged 35 and below with a household income of less than RM3,000, or a husband and wife couple who don’t yet own a home with an income of less than RM3,000 each, or a total income of less than RM6,000.

Application: Starting January 2012, qualified individuals or couples may apply at participating banks.

Visit Skim Rumah Pertamaku for more information.